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In the construction and contracting industries, the question of whether subcontractors need their own insurance is a critical one. Although your exact circumstances, including your location and with whom you do business, can influence the answer, you should generally expect to need at least certain types of insurance. Why Is Insurance Important? Subcontractors may reap […]

Contractors face unique risks every day, from workplace accidents to property damage and legal disputes. Contractors need a solid insurance plan to protect their business, assets and employees. The following are the must-have coverages every contractor should consider: 1. General Liability Insurance General liability insurance is essential for contractors. It may cover third-party bodily injury, […]

Sometimes, you might see advertisements for cheap auto insurance that offers fast, easy enrollment online without the hassle of talking to a pushy salesperson. This might sound like it’s a simple, practical way to get the auto insurance you need as efficiently as possible. However, is it really a wise step to take? Should you […]